Bankers’ bonuses: an ecological view

As salaries of top bankers continue to dominate the news, our Chief Executive, Paul Ellis, gives his take on executive pay:

I wonder what it feels like to let go of just short of a million pounds? I imagine Stephen Hester is enjoying the warm feeling that comes from doing the right thing – and the anticipation of another £3 million coming along shortly.

This fiasco highlights not just the issue of bankers’ bonuses, but more importantly, the fundamental inequality in our society, which corrodes community cohesion.

There will always be differences in remuneration: rewarding heightened levels of commitment is in itself a sound principle. There will always be those who are more willing to undertake training and qualifications, take responsibility for safeguarding other peoples’ jobs and take on legal liability – allowing others to choose not to do that or to fulfil other responsibilities.  

But beyond a certain level, the correlation with this principle breaks down. The scale of such payments has the potential to corrupt basic values. Those in receipt of such sums come to believe they are essentially superior to anybody who earns a fraction of their remuneration – including the teachers, nurses and bin collectors without whom our society could not function.

Of course, the bonuses can themselves be directed for social good, depending on the spending priorities of the recipient. They might all be donated to charity, invested in a social enterprise, or used to safeguard a wildlife space. But with our prevailing consumerist values, in private hands they are as likely to be used to purchase a couple more performance cars for the collection or invested in polluting projects abroad.

Excess income for a few encourages a wasteful attitude and leads to expenditure which is environmentally damaging. As a corollary, those in relative poverty often do not have the freedom to consider environmental impact as part of their purchasing decisions: their priority is making ends meet.

Remuneration at this scale becomes fundamentally undemocratic. Does anybody add value in an organisation to the extent suggested by a bonus of this size, beyond the contribution of other colleagues? After all, in an organisation as complex and extensive as RBS, all forward development will be very much a team effort. At an extreme level, we see the distortion of representation – such as in the US, where ability becomes less important a Presidential qualification than access to a billionaire or two.

The widespread public outcry at Stephen Hester’s bonus shows that there are limits to our tolerance of excess pay. But we have to ask ourselves if we are complicit in this distortion of reward, where money seems to be the only way to measure value and material possessions the yardstick for self worth. Is this really the route to a sustainable, equitable society?

When Ecology met the Lord Mayor of London…

Ecology Building Society staff, the Lord Mayor of the City of London and the Lord Mayor of Bradford

Ecology Building Society staff, the Lord Mayor of the City of London and the Lord Mayor of Bradford

If you were to meet the man who represents the UK’s financial services industry, what would you say to him?
 
This week we were given the opportunity to host a lunch for David Wootton, the Lord Mayor of the City of London, who is the ambassador for the UK financial sector both here and overseas.
 

It seems the City is rarely out of the headlines at present, whether it’s the Corporation’s legal action against the Occupy London protests or the thorny issue of executive pay. As a financial institution, we’re a different breed to the majority of banks and businesses that are criticised for profiting at the expense of society and the environment. So why engage with the Lord Mayor?

We’d like to see a day when Ecology wasn’t a ‘different’ sort of financial institution: when mainstream banks put people and the planet first. To do this, we need to talk to people and organisations across the spectrum, to argue the case for a different model of finance. (And if you’re a customer of a mainstream bank, we’d urge you to do the same: ask your bank how they’re investing your money and what impact they have on the wider world. A group of engaged customers can have a real impact on how a business operates.)

So what did we say to the Lord Mayor? First of all, we explained our mission and our history. We believe it’s important to know that there is an alternative way to do finance that genuinely works – reaching £100m assets for the first time last year. Ecology shows that financial success and sustainable development don’t have to work in opposition.

Then, we explained how we actively seek to engage with our members, not just once a year at our AGM, but regularly, through our newsletters, social media and face to face on public platforms. We also highlighted our work in partnership with other ethical banks around Europe, sharing best practice and lobbying for change.

Did we make a difference? We think we’ve sown a seed. By raising awareness of what we do and how we do it, as well as some of our concerns about the current financial system, we hope we’ve encouraged the Lord Mayor to investigate more socially useful ways to do banking.

If you want to join the calls for responsible banking, we’d recommend checking out the Good Banking Forum and National Ethical Investment Week. And if you want to put your money where your principles are, why not join us?

What’s your New Year resolution?

It’s the start of another year and we’re full of good intentions: cutting out the junk food, jogging round the block, spending more time with the family… Even if some of those good intentions only last a few days, a blast of optimism at the start of the year can’t be a bad thing.

So why not make 2012 the year you cut your carbon or become an eco-activist? If you’re looking for inspiration, our handy list of resolutions might help…

Resolution 1: Stop that draught!

Insulating your house is one of the easiest and cheapest ways to cut your energy use and shrink your carbon footprint. The Great British Refurb campaign has some great advice on simple things you can do to make your home more energy efficient, or for more inspiration try the Superhomes database of retrofit projects.

Resolution 2: Green your plate

Don’t limit your thinking to a healthy diet – why not go eco-friendly too? This article in The Ecologist offers some great tips on cutting your food miles and moderating your meat intake.

Resolution 3: Challenge yourself

Ever fancied jumping out of a plane or climbing a mountain for charity? Why not use your endeavours to save carbon instead of raising money? The DoNation helps you raise sponsorship with a twist – replacing cash with simple green actions to make a difference that money can’t buy.  

Resolution 4: Take on the big six

Rising energy costs and a lack of investment in renewables threaten our ability to heat our homes sustainably and affordably. Do your bit to challenge the status quo by signing up to Friends of the Earth’s Final Demand, a campaign to launch an inquiry into the power of the big six energy companies and ensure support for renewable energy produced by households, communities, councils and businesses.

Resolution 5: Put your money where your mouth is

If you’re angry at the behaviour of the big banks, make a positive decision to invest your money in the things you believe in. Save with Ecology and you know your money is used to support projects and properties that respect the environment, from ecological new-builds to community businesses. Find out more about the projects we support in our stories pages.

Resolution 6: Walk to work…

… Or if it’s too far, take public transport – you’ll still get the benefit of walking to and from the bus stop or train station. You’ll improve your fitness and cut your carbon emissions in one go – a two-for-one resolution!

Feeling inspired? Add your comments to let us know your plans for 2012.