If you want to earn a good rate of interest on your savings while helping to support some of the world's most vulnerable communities, our Earthsaver Bond Issue 4 could be for you.
The Earthsaver Bond Issue 4 is a one year bond with tiered interest rates, and for every £1,000 you invest we'll donate £1 to international development charity Practical Action.
The donations will support a project to improve access to electricity in Southern Africa, by developing micro-hydro power schemes in poor and rural areas. And because your money is invested only in projects that benefit the environment here in the UK, your savings are making an even bigger contribution to a more sustainable future.
The Earthsaver Bond is available to individuals, trustees acting on behalf of a child, or groups of people.
To open an account with us, you need to be resident in the UK.
If you've got any questions about whether you can open an account with us, please contact us – we'll be happy to help.
Key features
Tiered interest rate according to account balance:
| Balance | AER/Gross pa % | Net pa % |
|---|---|---|
| £500 - £4,999 | 2.00 | 1.60 |
| £5000 - £9,999 | 2.00 | 1.60 |
| £10,000 and over | 2.25 | 1.80 |
- Open an account with a minimum of £500
- Maximum investment £30,000
- One year term (no withdrawals permitted during this period)
- Operation by first class freepost or, subject to special terms and conditions, online
- Individual customer service from our head office
- Your money is only used to support properties and projects that benefit the environment
How much can I save?
The minimum amount to open an Earthsaver Bond is £500, and the maximum investment is £30,000.
How is interest paid?
We calculate interest daily and pay interest when your bond matures (the term is one year). The interest paid applies to the entire balance held in your bond.
You can find out more by downloading our Earthsaver Bond leaflet.
How can I pay in money?
You can pay money into your bond only at the point of opening the bond and when the bond matures each year (if you want to re-invest in the bond).
How can I access my money?
Shortly before your bond matures, we'll write to you to let you know how much interest your bond has earned and the maturity value. At this stage you can re-invest some or all of the funds in your bond for another year, or withdraw your money.
Please remember that you can't make a withdrawal or close your bond during the one year bond term.
You can find out more by downloading our Earthsaver Bond leaflet.
Save with us and you're helping to support sustainable development across the UK. The projects and properties we fund benefit the environment and local communities - whether it's an ecological new build, bringing a disused property back into use, or supporting a community enterprise.
We're proud to have supported over 2,000 projects since we started in 1981. Here's just one example of how we've helped:
Andrew’s story: I joined a community of like-minded people
Andrew invested with us because of our support for innovative…
I’ve never doubted my decision to invest with Ecology. I’ve found a good fit with like-minded folk and made new friends along the way.
Andrew, Ecology saver