Accounts for existing members

Important

Please note due to high levels of demand we are not accepting applications for our savings accounts, as a temporary measure. All existing accounts continue to operate as normal.

 

90-Day Notice

The 90-Day Notice account is only available to individuals who were members of the Society on 24 March 2016 and have not ceased being a member since this date.

 

Key details

Variable interest rate of 0.90% -1.35% gross* p.a./AER**
depending on account balance
Minimum amount to open the account: £500
Maximum investment: £75,000
Withdrawal notice: 90 days’ notice


Foundations Cash ISA

The Foundations Cash ISA is only available to individuals aged 16 years or over who were members of the Society on 25 September 2015 and have not ceased being a member since this date.

 

Key details

Variable interest rate of 1.25% gross* p.a./AER**
Minimum interest rate guarantee of 1.00% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment is £15,240 for 2016/2017 tax year
Withdrawal notice: none (restrictions apply)


SIPP Deposit

The SIPP Deposit account is only available to Pension Scheme Administrators for beneficiaries who were members of the Society on 1 October 2014 and have not ceased being a member since this date. The account holder will be the Scheme Administrator, the beneficiary may also be a signatory; however, the Scheme Administrator must be the first signatory.

 

Key details

Interest rates are variable and 0.60% below Bank of England Base Rate (BoEBR) for balances up to £50,000 and 0.40% below BoEBR for funds in excess of £50,000. Minimum interest rate guarantee of 1.00% gross* p.a./AER**
Minimum amount to open the account: £5,000
Maximum investment: £125,000
Withdrawal notice: None


*All ISA interest is paid tax-free, which means it's exempt from income tax. We pay all non ISA savings interest gross which means no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

 

 

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Ecology Building Society was rated as an ethical Best Buy for our mortgages and savings accounts by Ethical Consumer magazine in its product guide rankings (in issue Jul / Aug 2016).
Ecology Building Society was rated as an ethical Best Buy for our mortgages and savings accounts by Ethical Consumer magazine in its product guide rankings (in issue Jul / Aug 2016).

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UntitledYour eligible deposits with Ecology Building Society are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk | FSCS Information Sheet


Savings accounts for everyone

Our Easy Access and Regular Savings accounts are available for individuals and our Treasurers' Deposit account is for small groups and charities.

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Accounts no longer available

Useful information for existing account holders

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