Mortgage brochures

Residential interest rates and charges 

Current mortgage rates and charges

Commercial and community interest rates and charges 

Current commercial mortgage rates and charges


Information for existing borrowers

Information for borrowers with payment difficulties

Memorandum and Rules

Memorandum

Rules

Mortgage conditions

For any mortgages commencing prior to the effective dates shown on the documents below, please refer to the mortgage conditions sent with your mortgage offer. Duplicate copies can be sent to you on request.

Mortgage conditions (England & Wales) effective from 1 April 2020

Mortgage conditions (Northern Ireland) effective from 1 April 2020

Mortgage conditions (Scotland) effective from 1 April 2020

Commercial mortgage conditions (England & Wales) effective from 2021

Commercial mortgage conditions (Scotland) effective from April 2024