Ecology Single Access Saver
A savings account that goes further, yet stays in reach
The Ecology Single Access Saver is a limited access savings account for hands-off savers who want to put money aside while keeping access when they need it. You can make one penalty-free withdrawal per calendar year, with a minimum balance of £2,000.
Your savings earn 4.25% AER**/4.17% gross* variable until 31 October 2027, with interest paid monthly. And because you’re saving with Ecology, your money also helps fund sustainable housing and environmental projects across the UK, helping your savings make a positive impact.
** AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year. The AER stated assumes funds are deposited before 1 November 2026.
Is the Ecology Single Access Saver right for me?
The Ecology Single Access Saver could suit you if you’re looking for a building society savings account, have at least £2,000 to save, don’t expect to need regular access to your money and are comfortable limiting withdrawals to once per calendar year.
If you’re comparing UK savings accounts and building society savings rates, it’s worth considering both the interest rate and how often you may need access to your money. The Ecology Single Access Saver pays 4.25% AER**/4.17% gross* variable until 31 October 2027.
Who is eligible for the Ecology Single Access Saver?
You must be aged 18 or over and resident in the UK. The account has a minimum operating balance of £2,000 and a maximum balance of £500,000.
Additional Information
You should read the following documents before applying for a Ecology Single Access Saver account:
Your Savings,
Growing Impact
At Ecology, sustainability is in our roots.
With the Ecology Single Access Saver, you can put money aside for longer while keeping the option of one withdrawal each calendar year.
When you save with us, your money helps bring affordable, eco-friendly homes to life and supports community projects that put people and planet first.
See the difference your savings can make by exploring the real projects our Savings Members help fund — from sustainable homes to thriving local initiatives.
Together, we can make your money matter — creating a fairer, greener future.
Prefer to manage your savings on the go?
Download our app
Or if you prefer, call or email us.
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01535 650770
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[email protected]
- Monday to Friday 9am to 5pm (opening at 10am on Tuesdays)
FAQs
Based on an interest rate of 4.25%AER**/4.17% gross*, the balance on a £2,000 deposit paid in before 31 October 2026 would be £2,085.00 after 12 months.
This illustration is an example to help you compare accounts. It does not take into account any individual circumstances.
Yes, the interest rate is variable so it may go up or down dependent on the Bank of England Base Rate. Where we change the rate, we’ll act reasonably and only make the change if we believe it’s fair in the circumstances. If the interest rate is going down we will send an email, letter, SMS or push notification (in the app) 14 days before the change. If the rate is going up, we will put a notice on our website as soon as possible.
For further information regarding interest rate changes including the process for notifying you, please refer to section 10 in our General Savings Terms and Conditions.
You can apply, open and manage your account online or using the Ecology App. Accounts can also be opened and managed by post. Please contact our Member Services Team for an application pack.
To open an account online, you must be aged 18 or over, a UK resident and be opening the account in a single name.
Only one account can be opened per customer.
Joint accounts, trust accounts and accounts for children are not available for this product.
With our Online Service and app, you can view your account transactions, make payments, send and request withdrawals.
The minimum amount to open and keep our Ecology Single Access Saver account is £2,000. Deposits must be made from your linked account by bank transfer, Standing Order, or by transfer from another Ecology account.
The minimum balance in an Ecology Single Access Saver account is £2,000. The maximum investment is £500,000.
Yes, you can make one withdrawal each calendar year without notice or charge.
Withdrawals can be requested online, in the app, by telephone, or if you operate your account by post, by using a withdrawal form downloaded from our website. Withdrawals will be sent to your linked account and will be confirmed to you by email or post.
For withdrawals via the app or Online Service, there is a daily £25,000 limit. For higher withdrawal amounts, please call Member Services.
If you arrange your withdrawal online or in the app, the withdrawal will be immediate. If you arrange your withdrawal by post or telephone, the withdrawal will be the day we process your withdrawal request.
Yes. The Ecology Single Access Saver is a restricted access savings account designed for saver who don’t expect to need regular access to their money. You can make one withdrawal each calendar year without notice or charge.
A limited withdrawal savings account gives you access to your money but places a limit on how often you can withdraw. With the Ecology Single Access Saver, you can make one withdrawal each calendar year without notice or charge. A further withdrawal in the same calendar year will require the account to be closed.
The Ecology Single Access Saver is a limited access savings account. You can make one withdrawal each calendar year without notice or charge. If you need to make a further withdrawal in the same calendar year, the account will need to be closed.
