Intermediary hub

Products

Whether a case is straightforward or unusual, if we can see an environmental or social benefit, we'll be keen to find out more.

See product overview

Discounts

We offer a unique range of tiered discounts, based on a property's energy efficiency and available for the lifetime of the mortgage.

Our C-Change discounts

Rates

Our rates and charges are designed to make choosing a mortgage as straightforward as possible, with no hidden surprises.

View rates and charges

Broker Online

Broker Online is an easy-to-use portal that enables you to submit DIPs, complete applications and upload documents.

Registered already? Need to submit or track an application?

Log in now

Not yet registered? Want to join our broker community?

Register now

Lending guide

Want to know more about what we lend on? Our broker lending guide is designed to help you understand our lending criteria and whether our mortgages could meet your client's needs.

Lending guide

FAQs

Got a question? Check out the broker FAQs section for details on our application process and procuration fees. If you have a question that isn't covered, drop us a line and we'll be happy to help.

Broker FAQs

Contact us

Want to speak with one of our expert mortgage advisors? Click on the button to visit our contact page. You can give us a call or use the contact form to send a message directly to the mortgage team.

Contact us

Broker FAQs

What are your intermediary procurement fees and how are these paid?

Intermediary fees are 0.35% of the loan amount, with a minimum fee of £300 and a maximum of £1,000. The fee will be paid to the bank account specified by the intermediary via Bacs or Faster Payments.

How should my client pay any fees?

We will provide our bank details and application reference for any application and valuation fee to be collected.

Are your lending activities restricted?

We lend throughout England, Scotland, Northern Ireland & Wales. Full details of our criteria can be found in our Lending Criteria Guidelines.

Do you deal with applicants who have had adverse credit?

Yes, please see page 7 of the Lending Criteria Guidelines for information.

For self-employed applicants, how many years’ accounts are required and what figures are used in assessing affordability?

A minimum of three years’ accounts must be available; our affordability assessment is completed as normal, using the average income received over these three years.

What income benefits are accepted?

You can find full details on the benefits we accept in our Lending Criteria Guidelines.

My client receives their income in a foreign currency. Will this income be taken into consideration when calculating affordability?

Income paid in a foreign currency is not considered in our affordability calculations.

How do I submit an application?

Please register as an intermediary on our Broker Online system and complete the online application.

I have never dealt with the Society before. Do I need to contact you by telephone to discuss submitting an application?

No, you can register online as a broker and apply for a DIP or submit an application online. However, please contact us if you wish to discuss a residential case which falls outside of our lending criteria, or if you have a buy-to-let case (buy-to-let cases must be referred to us prior to submission).

If you wish to discuss a proposal or have any questions, our Mortgage Team will be very happy to speak with you.

Who can I talk to about getting updates on one of my cases?

Please call our Mortgage Team directly on 01535 650 770.

Ecology wins Mortgage Finance Gazette award

best buy_ECM

Ecology Building Society was rated as an ethical Best Buy for our mortgages and savings accounts by Ethical Consumer magazine in its product guide rankings (May/June 2018 issue).

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