Helping first-time buyers
in Scotland get on the
property ladder

A helping hand towards your first home

Our First Homes Mortgage (Scotland) supports first-time buyers purchasing a home through the Scottish Government’s First Homes Fund.

Why choose Ecology for your First Homes Fund Mortgage?
Helping first-time buyersin Scotland get on the property ladder

Support Healthier Seas
With Your Savings

Save with purpose

Ecology makes a quarterly donation to Sea-Changers to help in their work to protect and restore marine environments.

Support Healthier SeasWith Your Savings
Support Healthier SeasWith Your Savings

Savings with Impact

Choose from simple, transparent savings account: Regular Savings, Easy Access, Notice accounts and Cash ISAs.

Interest rates and terms apply.

Mortgages that Matter

Whether you’re planning a self-build, retrofit, or co-housing project, our mortgages are designed to help you create energy-efficient homes and sustainable communities.

Subject to eligibility and terms.

New modern wooden kitchen in a co-housing space

Commercial Mortgages

Our Commercial range includes community-led housing mortgages and mortgages for charities, community groups, housing developers – and more.

Our Commercial Mortgages
  • Rated by Good with Money. A good Egg logo
  • Fair Tax Accredited logo
  • Ethical Consumer Best Buy logo
  • iiE Awards 2025 logo. Natural Environment Champion winner