Ecology launches innovative new Single Access Saver

Ecology launches innovative new Single Access Saver (hub article)

Published: 28th September 2026

Our new Single Access Saver offers a monthly variable interest rate of 4.25% AER**/4.17% gross* variable until 31 October 2027, with one penalty-free withdrawal available each calendar year.

We’ve launched our new Ecology Single Access Saver, giving savers the opportunity to earn a competitive rate while their money helps support positive community projects and the creation of energy-efficient homes that are kinder to the planet.

The account offers a monthly variable interest rate of 4.25% AER**/4.17% gross* variable until 31 October 2027 and allows customers immediate access to their money once per calendar year through one penalty-free withdrawal.

The Single Access Saver can be opened with a minimum balance of £2,000, with customers able to save up to £500,000.

Applications can be made through the Ecology App, available from the Apple App Store and Google Play Store, or online through our website.

Pauline Crawford, Ecology’s Senior Savings Product and Proposition Manager, said:

“When you save with Ecology, you’re doing something meaningful with your money and supporting projects that are good for people and our planet.

“The Ecology Single Access Saver is an innovative new product that pays a competitive rate, while also providing immediate access once a year to your money. This means your money goes further, by supporting good causes, but stays in reach in case you need it.”

Ecology Single Access Saver: key details

  • 4.25% AER**/4.17% gross* variable until 31 October 2027, with interest paid monthly.
  • The AER stated assumes funds are deposited before 1 November 2026. From 1 November 2027, the rate will change to match our Eco Double Access Saver – Monthly Interest account, currently 3.45% AER/3.40% gross.
  • One penalty-free withdrawal per calendar year. A subsequent withdrawal in the same calendar year will result in the account being closed.
  • £2,000 minimum operating balance.
  • £500,000 maximum deposit.
  • Available to UK residents aged 18 and over.
  • Apply through the Ecology App or online.
  • Account terms and conditions apply.

Find out more about the Ecology Single Access Saver

*We pay all savings interest gross, which means that no tax is deducted. It’s your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.