Our range of accounts - at a glance
| Account Name | Foundations Share | Foundations Cash ISA | Foundations Deposit | SIPP Deposit |
|---|---|---|---|---|
| Withdrawal arrangements | Instant | Instant | Instant | Instant |
| Available to | Individuals, Trustees, Groups | Please refer to Cash ISA leaflet | Registered & Unregistered Charities and Incorporated Bodies | Scheme Trustees for individuals |
| Interest payment date | 31-Dec | 05-Apr | 31-Dec | 31-Dec |
| Tax status* | Net1 | Tax free | Net2 | Net3 |
| Minimum investment | £25 | £25 | £25 | £25 |
| Maximum investment (limits negotiable - except for ISA) | £125,000 | £3,600 per tax year | £125,000 | £125,000 |
| Separate product leaflet available | No | Yes (PDF, 182K) |
No | Yes (PDF, 123K) |
| Passbook | No (Statement) |
No (Statement) |
No (Statement) |
No (Statement) |
| Voting rights | Yes | Yes | No | No |
| Access | Post | Post | Post | Post |
| Application form | Share Account (PDF, 46K) |
Cash ISA 09/10 (PDF, 415K) |
Deposit (PDF, 49K) Trustee Deposit (PDF, 50K) |
Trustee Deposit (PDF, 50K) |
* Interest will be paid or credited after deduction of income tax at the lower rate of 20% or, subject to the required certification, gross.
1 Non-profit making organisations may be entitled to payment of interest without the deduction of tax (i.e. gross). A tax form will need to be completed to register for gross interest.
2 Registered charities will automatically have their interest paid without the deduction of tax (i.e. gross). All other charities will need to complete a tax form should they wish to apply for gross interest. For Corporate Bodies, interest will automatically be paid without the deduction of tax (i.e. gross).
3 Interest will automatically be paid without the deduction of tax (i.e. gross).
Further details of our accounts, as well as the Savings Terms & Conditions, can be viewed and/or downloaded in PDF format from the Savings literature page.
For information about PDF documents, please see A note about Adobe Acrobat PDF documents.
