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| Account Name | Foundations Share | Eco-60 | Foundations Cash ISA | Foundations Deposit | SIPP Deposit |
|---|---|---|---|---|---|
| Available to | Individuals Trustees Groups |
Individuals Trustees Groups |
Please refer to Cash ISA leaflet | Registered & Unregistered Charities and Incorporated Bodies | Scheme trustees for individuals |
| Separate product leaflet available | No | Yes | Yes | No | Yes |
| Application form | Share Account | Share Account | Cash ISA 2013/2014 | Deposit – for corporate bodiesTrustee Deposit – for unincorporated charities and trusts | Trustee Deposit |
| Voting rights | Yes 5 | Yes 5 | Yes 5 | No | No |
| Access | Post | Post | Post | Post | Post |
| Minimum investment | £25 | £500 | £25 | £25 | £25 |
| Maximum investment (limits negotiable - except for ISA) | £125,000 | £125,000 | £5,760 for the 2013/2014 tax year (special rules apply) | £125,000 | £125,000 |
| Tax status* | Net 1 | Net 1 | Tax free 4 | Net 2 | Gross 3 |
| Interest payment date | 31-Dec | 31-Dec | 05-Apr | 31-Dec | 31-Dec |
| Withdrawal arrangements | No notice | 60 days notice or immediate with loss of interest | No notice | No notice | No notice |
| Passbook | No (Statement) |
Yes | No (Statement) |
No (Statement) |
No (Statement) |
* Interest will be paid or credited after deduction of income tax at the lower rate of 20% or, subject to the required certification, gross. The tax treatment of any account depends on the individual circumstances of each customer and may change in the future.
1 Non-profit making organisations may be entitled to payment of interest without the deduction of tax (i.e. gross). A tax form will need to be completed to register for gross interest.
2 Registered charities will automatically have their interest paid without the deduction of tax (i.e. gross). All other charities will need to complete a tax form should they wish to apply for gross interest. For corporate bodies, interest will automatically be paid without the deduction of tax (i.e. gross).
3 Interest will automatically be paid without the deduction of tax.
4 "Tax free" means free of income tax.
5 Individuals aged 18 or over on the date of voting and whose account balance at the previous financial year end, or other dates as specified in the Rules, was not less than £100.
If you're an existing customer looking for information about savings accounts that are no longer available, please refer to Our range of savings accounts and Interest rates and charges.
Ecology Building Society is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to shareholders and depositors if a building society is unable to meet its financial obligations. Most individuals and businesses are covered by the scheme. For more details see Legal Information.