PLEASE READ CAREFULLY THE FOLLOWING TERMS AND CONDITIONS OF ACCESS (THE “TERMS AND CONDITIONS”), WHICH APPLY TO ALL PERSONS WHO VIEW THIS PAGE. THE TERMS AND CONDITONS MAY BE ALTERED OR UPDATED BY ECOLOGY BUILDING SOCIETY AT ANY TIME. YOU SHOULD READ THEM IN FULL EACH TIME YOU VISIT THE SITE. BY ACCESSING THIS SITE AND THE INFORMATION CONTAINED HEREIN, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT ACCESS THIS SITE OR ANY OF THE INFORMATION CONTAINED HEREIN.

Restrictions on access

Before accessing this website, you must confirm and acknowledge that:

a) the materials on this website are not directed at, and may not be viewed by or distributed to:
i.    persons located or resident in the United States, its possessions or territories; or
ii.    persons in the United Kingdom except for persons who (i) have professional experience in matters relating to investments; (ii) are investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 as amended (the "Order"), (iii) are high net worth entities falling within article 49(2) of the Order, (iv) are otherwise persons to whom the materials may be lawfully communicated; or
iii.    persons in any Member State of the European Economic Area (other than the United Kingdom) except for persons who are "qualified investors" within the meaning of Article 2(1)(e) of the Prospectus Directive (2003/71/EC) as amended; or
iv.    any other persons who are not persons to whom the materials may be otherwise lawfully communicated under the laws of any other jurisdiction;

b) you are (and any person for whom, or on whose behalf, you are acting is) a person to whom the materials on the website may be lawfully communicated under the laws of all applicable jurisdictions and are not subject to any legal requirements that prohibit or restrict you (or such person) from viewing such materials;
c) you will not offer or sell any securities referred to on the website, or distribute, transmit or otherwise disseminate any materials or information contained on this website, other than to persons to whom such offer or sale can lawfully be made or, as the case may be, to whom such materials and/or information can be lawfully distributed under all applicable laws; and
d) you have complied and will comply with all applicable provisions of the Financial Services and Markets Act 2000 (as amended) of the United Kingdom with respect to anything done by you in relation to any securities referred to on the website in, from or otherwise involving the United Kingdom.

No offer or solicitation

Neither this site nor anything contained herein shall constitute an invitation or recommendation to invest or otherwise deal in, or an offer to sell or the solicitation of an offer to buy or subscribe for, any security.

Restrictions on marketing and sales to retail investors

MiFID II product governance / professional investors and ECPs only target market – Solely for the purposes of the manufacturer's product approval process, the target market assessment in respect of the CCDS (the CCDS) has led to the conclusion that: (a) the target market for the CCDS is only eligible counterparties, as defined in the FCA Handbook Conduct of Business Sourcebook (COBS), and professional clients, as defined in Regulation (EU) No 600/2014 as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018 (the EUWA) (UK MiFIR); and (b) all channels for distribution of the CCDS to eligible counterparties and professional clients are appropriate. Any person subsequently offering, selling or recommending the CCDS (a distributor) should take into consideration the manufacturer's target market assessment; however, a distributor subject to the FCA Handbook Product Intervention and Product Governance Sourcebook (the UK MiFIR Product Governance Rules) is responsible for undertaking its own target market assessment in respect of the CCDS (by either adopting or refining the manufacturer's target market assessment) and determining appropriate distribution channels.

Guernsey

To the extent to which any promotion of the CCDS is deemed to take place in the Bailiwick of Guernsey, the CCDS are only being promoted in or from within the Bailiwick of Guernsey either (i) by persons licensed to do so under the Protection of Investors (Bailiwick of Guernsey) Law, 2020 (as amended) (the POI Law) or (ii) by reverse solicitation. Promotion is not being made in any other way. The information contained on this website may not be distributed, or circulated or made available, directly or indirectly, to any persons in or from within the Bailiwick of Guernsey other than: (i) by a person licensed to do so by the Guernsey Financial Services Commission (GFSC) under the terms of the POI Law; or (ii) to those persons licensed regulated by the Guernsey Financial Services Commission as licensees under the POI Law, the Banking Supervision (Bailiwick of Guernsey) Law 2020, as amended, the Insurance Business (Bailiwick of Guernsey) Law 2002, as amended, the Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law 2002, as amended, or the Regulation of Fiduciaries, Administration Businesses and Company Directors etc (Bailiwick of Guernsey) Law 20002020, as amended, or the Lending, Credit and Finance (Bailiwick of Guernsey) Law, 2022 by non-Guernsey bodies who (i) carry on such promotion in a manner in which they are permitted to carry on promotion in or from within, and under the law of, certain designated countries or territories which, in the opinion of the GFSC, afford adequate protection to investors and (ii) meet the criteria specified in section 44(1)(d) of the POI Law.

Jersey

To the extent to which any promotion of the CCDS is deemed to take place in Jersey, the CCDS are only being promoted in or from within Jersey either (i) by persons authorised to conduct investment business under the Financial Services (Jersey) Law 1998 (as amended) and (a) such offer does not for the purposes of Article 8 of the Control of Borrowing (Jersey) Order 1958, as amended, constitute an offer to the public; or (b) is for the purposes of Article 8 of the Control of Borrowing (Jersey) Order 1958 valid in the United Kingdom by virtue of an identical offer is for the time being circulated in the UK without contravening the  Borrowing (Control and Guarantees) Act, 1946 of the United Kingdom or the FSMA and is, mutatis mutandis, circulated in Jersey only to persons similar to those to whom, and in a manner similar to that in which, it is for the time being circulated in the United Kingdom or (ii) by reverse solicitation. Promotion is not being made in any other way.

Legal considerations

The distribution of material on this site may be restricted by law in the United Kingdom or any other jurisdiction. Failure to comply with such restrictions may constitute a violation of the laws of any such jurisdiction. Persons accessing this site should inform themselves about, and observe, any such restrictions.

Persons accessing this site are deemed to represent that they are not accessing this site from inside the United States.

No liability

The material on this site has no regard to the specific investment objectives, financial situation or particular needs of any recipient and should not be relied on when making any investment decision. The information contained on the website is given at the date of such information and should not be taken to be accurate at any other time. Except for information that is required to be maintained from time to time by Ecology Building Society pursuant to the terms of issue of the CCDS, Ecology Building Society is under no obligation to update or keep current the information on this site and no representation or warranty, express or implied, is or will be made in relation to, the accuracy or completeness of the information.

This website and the materials contained on this website do not purport to provide any financial, investment, tax, accounting or legal advice or recommendation. Before you enter into any transaction in relation to any securities referred to on this website, you should obtain your own independent advice from your professional financial, accounting, legal, regulatory, tax or other advisers.

No liability whatsoever is or will be accepted by Ecology Building Society for any loss or damage howsoever arising from any use of this site or its contents (but this is without prejudice to the rights of an investor in the CCDS in the event of a breach by Ecology Building Society of the terms of issue of the CCDS).

The materials on this website are provided in electronic form. Information transmitted via this medium may be altered or changed during the process of transmission and none of Ecology Building Society or Allia C&C Ltd (or any person who controls any of term or any board member, director, officer, employee or agent) accepts liability or responsibility whatsoever in the event of any such alteration or change during transmission.

Unauthorised use of this website or the materials on this website, including (without limitation) unauthorised access or misuse of any information posted to this website, is strictly prohibited.

Governing law and jurisdiction

These Terms and Conditions and any non-contractual obligations arising out of or in connection with them will be governed by, and construed in accordance with, English law. The English courts will have jurisdiction to settle any disputes which may arise out of or in connection with these Terms and Conditions.

If you are not permitted, or are in any doubt as to whether you are permitted, to view this site or the information contained herein, please exit this site.