As we begin the new tax year, we’d like to share some important service information about Cash Individual Savings Accounts (ISAs) to help you plan ahead.
Key tax year dates
Current tax year begins: 6 April 2026
New tax year begins: 5 April 2027
ISA allowance
- The annual ISA allowance is currently £20,000 per tax year
- This limit is set by HM Treasury and applies across all ISAs held in your name, not per account
- Unused ISA allowance cannot be carried forward to the next tax year.
Looking ahead: future ISA changes
The government has announced changes to ISA rules from 6 April 2027. As things currently stand, the 2026/27 tax year is expected to be the final tax year in which individuals under 65 can subscribe up to the current £20,000 ISA allowance.
You can find out more about our ISA product and open an account here.
Need more information?
You can find answers to common questions on the ISA FAQs page on our website. If you need further help, our team is happy to assist:
- Email: [email protected]
- Phone: 01535 650 770
