Woodlands

Key Features

  • Current Variable Rate is 6.50%

  • We’ll consider lending up to four times joint or sole income subject to loan-to-value and an affordability assessment

  • You can borrow up to 70% of the woodlands purchase price or current value (whichever is the lower), subject to eligibility

  • An early repayment charge may be payable if you repay all or part of your mortgage within the first two years

  • Mortgages are available on a repayment basis only

  • A non-refundable mortgage application fee of £300 is payable in addition to a mortgage valuation fee

  • Our minimum loan amount is £7,000 and our maximum mortgage term is 25 years, subject to eligibility

  • Our mortgages for woodland are not regulated by the Financial Conduct Authority.

Our approach to lending 
  • We are experts in providing mortgages for small woodlands for conservation and preservation purposes
  • Our mortgages are available in the UK (England, Scotland, Wales and Northern Ireland).
Our standard of service

Where a mortgage is not regulated by the FCA (as shown on the 'Key features' tab), you will be provided with full information about the mortgage products available from the Society so that you can make an informed decision as to which is suitable for your requirements.

Further reading
YOUR LAND MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ecology wins Mortgage Finance Gazette award

best buy_ECM

Ecology Building Society was rated as an ethical Best Buy for our mortgages and savings accounts by Ethical Consumer magazine in its product guide rankings (May/June 2018 issue).

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Our fees

Valuation fees

Value of property not exceedingFee
£100,000£180
£150,000£210
£200,000£240
£250,000£270
£300,000£300
Up to each £50,000 thereafter add£30

Please note these fees apply to residential and buy-to-let applications. Valuation fees include VAT.  In all other instances, the fee required will be determined on a case-by-case basis.

Application Fee

A non-refundable mortgage application fee of £300 is payable in addition to a mortgage valuation fee.

Early repayment charge

An early repayment charge may be payable if you repay all or part of your mortgage within the first two years.

Our service, fees, tariffs and charges

The Society reserves the right to amend existing services and charges, or to introduce new ones.

Any change to charges will only reflect the increased operational costs of providing the service. You will always be notified before any changes are implemented.

For further details and tariff information please see Our rates and charges leaflet.

How to enquire

If you are interested in becoming an Ecology borrower we would love to hear from you. Complete the enquiry form below or call us on 01535 650 770





Woodlands mortgage enquiry

First name*

Surname*

Email address*

Phone number*

What do you want to do?

How much would you like to borrow?

How will you finance it?

We’ll only use your details to respond to your query and for legal/regulatory obligations. Your information will not be used for marketing purposes, unless you have requested this.