Key Features

Variable interest rate of 2.80% gross* p.a./AER**

• The maximum investment is £500,000
• Withdrawals with 90 days’ notice
• £500 minimum balance required to keep account open
• Interest payable on 31  December
• Statements issued annually in January
• Voting rights available (1)

*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

1) Voting rights are available to those individuals aged 18 or over whose account balance was not less than £100 between the Society’s previous financial year end (or other date as specified in the rules) and the date of voting.

Key Features

• Variable interest rate of 3.50% gross* p.a./AER**
• No notice withdrawal
• Minimum balance required to keep the account open is £5.
• Interest payable on 31 December
• Statements issued annually in January
• Voting right available (1)

*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

1) Voting rights are available to those individuals aged 18 or over whose account balance was not less than £100 between the Society’s previous financial year end (or other date as specified in the rules) and the date of voting.

Key Features

• Variable interest rate of 1.75% gross* p.a./AER**
• No notice withdrawals
• £5 minimum balance required to keep account open
• Interest payable on 31 December
• Statements issued annually in January
• Voting rights available (1)

*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

Key Features

• Variable interest rate of 1.60% gross* p.a./AER**
• Available to small groups and charities
• No notice withdrawals
• £25 minimum balance required to keep account open
• Maximum investment is £500,000
• Interest payable on 31 December
• Statements issued annually in January
• This Deposit account has no voting rights
• Limited to one account per group/charity

*Gross is the interest rate without the tax deducted.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

Key Features

• Variable interest rate of 2.25% gross* p.a./AER**
• No notice withdrawals
• £25 minimum balance required to keep the account open
• Interest payable on 5 April
• Statements issued annually in April
• Voting rights available ⁽¹⁾

*All ISA interest is paid tax-free, which means it's exempt from income tax and no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

1) Voting rights are available to those individuals aged 18 or over whose account balance was not less than £100 between the Society’s previous financial year end (or other date as specified in the rules) and the date of voting.

Key Features

• Variable interest rate of 1.60% gross* p.a./AER**
• No notice withdrawals
• £5 minimum balance required to keep account open
• Interest payable on 31 December
• Statements issued annually in January
• Voting rights available ⁽¹⁾

*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

1) Voting rights are available to those individuals aged 18 or over whose account balance was not less than £100 between the Society’s previous financial year end (or other date as specified in the rules) and the date of voting.

Key Features

• Variable interest rate of 3.50% gross* p.a./AER**
• The maximum investment is £500,000
• Withdrawals with 180 days’ notice
• £1000 minimum balance required to keep account open
• Interest payable on 31  December
• Statements issued annually in January
• Voting rights available (1)

*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

1) Voting rights are available to those individuals aged 18 or over whose account balance was not less than £100 between the Society’s previous financial year end (or other date as specified in the rules) and the date of voting.