180-Day Notice
For people who take notice of what their money is used for
Give your savings time to grow and be rewarded with a higher rate. If you don’t need immediate access to your money, our 180 Day Notice account might be for you. As if that’s not enough, all Ecology savings products support sustainable housing and environmental projects across the UK, meaning your savings make a positive impact.
**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.
Additional Information
You should read the following documents before applying for a 180-Day Notice account:
Your Savings,
Growing Impact
At Ecology, sustainability is in our roots.
When you save with us, your money helps bring affordable, eco-friendly homes to life and supports community projects that put people and planet first.
See the difference your savings can make by exploring the real projects our Savings Members help fund — from sustainable homes to thriving local initiatives.
Together, we can make your money matter — creating a fairer, greener future.
Prefer to manage your savings on the go?
Download our app
Or if you prefer, call or email us.
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01535 650770
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[email protected]
- Monday to Friday 9am to 5pm (opening at 10am on Tuesdays)
FAQs
Based on an interest rate of 3.60% gross, the balance on a £1,000 deposit after 12 months would be £1,036.00.
We may change interest rates at any time.
Where we make any such change, we’ll act reasonably. We’ll only make the change if we believe it’s fair in the circumstances.
For further information regarding interest rate changes including the process for notifying you, please refer to section 10 in our General Savings Terms and Conditions.
You can apply, open and manage your account online or using the Ecology App. If you’re unable to apply online, accounts can also be opened and managed by post. Please contact our Member Services Team for an application pack.
To open an account online, you must be aged 18 or over, a UK resident and be opening the account in a single name. Joint accounts and accounts for children can only be opened by post.
With our Online Service and app, you can view your account transactions, make payments, send and request withdrawals. Deposits can be made from your linked account by bank transfer, standing order, or transfer from another Ecology account.
The minimum balance to open and maintain a 180-Day Notice account is £1,000. Accounts that fall below this amount will be closed. The maximum investment limit is £500,000.
Yes, you can withdraw money, but all withdrawals require 180 days’ notice. There is no option for instant access to your money.
If you arrange your withdrawal online or in the app, the notice period starts immediately. If you arrange your withdrawal by post or telephone, the notice period will start from the day we process your withdrawal request. We will confirm receipt of withdrawal notifications and the date your funds will be paid into your linked account by email or post.
Withdrawals can be requested online, in the app, by telephone, or if you operate your account by post, by using a withdrawal form downloaded from our website.
You can have multiple withdrawals on notice at the same time.
For withdrawals via the app or online service, there is a daily £25,000 limit. For higher withdrawal amounts, please call Member Services.
