Regular Savings Account
The little monthly habit that does a world of good
The ultimate habit builder. It rewards you with a high interest rate specifically for committing to a disciplined, monthly savings routine. A monthly savings account that helps you build a good habit, saving up to £250 a month with only two withdrawals allowed each year.
Every Ecology savings account also helps fund sustainable housing and environmental projects across the UK, so your savings can make a positive impact.
**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.
Additional Information
You should read the following documents before applying for a Ecology Regular Savings account:
Your Savings,
Growing Impact
At Ecology, sustainability is in our roots.
When you save with us, your money helps bring affordable, eco-friendly homes to life and supports community projects that put people and planet first.
See the difference your savings can make by exploring the real projects our Savings Members help fund — from sustainable homes to thriving local initiatives.
Together, we can make your money matter — creating a fairer, greener future.
Prefer to manage your savings on the go?
Download our app
Or if you prefer, call or email us.
-
01535 650770
-
[email protected]
- Monday to Friday 9am to 5pm (opening at 10am on Tuesdays)
FAQs
Based on an interest rate of 3.00% gross, the estimated balance on a monthly deposit of £250 after 12 months would be £3,048.78, that’s £48.78 of interest.
This illustration is an example to help you compare accounts. It does not take into account any individual circumstances.
We may change interest rates at any time.
Where we make any such change, we’ll act reasonably. We’ll only make the change if we believe it’s fair in the circumstances.
For further information regarding interest rate changes including the process for notifying you, please refer to section 10 in our General Savings Terms and Conditions.
Applications for this account can be made via the Ecology App or Online Service. Accounts can be opened in single names only online or via the App. Joint accounts or accounts for children can be opened via post.
With our Ecology App and Online Service, you can view your account transactions, make payments and withdrawals. Restrictions apply, for full details see our Digital Terms and Conditions.
Deposits into this account can be made from your linked account by Standing Order or bank transfer or by transfer from another Ecology account.
You can save up to £250 a month with the maximum investment being £3,000 per calendar year. There is no monthly minimum deposit required.
If your regular payment is less than £250, you can top it up to the value of £250 during the month. If you pay more than £250 into this account in a month, the money over £250 will be automatically returned to you.
The minimum amount required to keep a Regular Savings account open is £10.
Yes, you can withdraw money twice a year. If you need to withdraw more than twice, you must close the account.
There is no notice period for withdrawals with the Regular Savings account. Accounts can be closed at any time upon request, with no penalty and in addition to the two withdrawals.
Withdrawals can be requested online or via our App.
Withdrawals for £25,000 or more must be requested by telephone.
Sea-Changers is a registered charity: England & Wales No. 1142119 / Scotland No. SCO43922
