A modern timber clad home over looking a lake surrounded my trees

Off-site Build Mortgages

If you’re ready to create an energy-efficient off-site or modular home with one of our supported suppliers, our off-site build mortgages are here to help you bring that vision to life.

With two tailored options, you’ll find the support you need at every stage of your sustainable build.

Your home may be repossessed if you do not keep up repayments on your mortgage

Off-site build Mortgages

Off-site Build Mortgage

Designed for off-site and modular homes where your supplier is paid at each build stage. Borrow up to 80% LTV with flexible repayment options and rewards for energy efficiency.

Off-site Build Mortgage (Advanced Payment)

If your off-site supplier requires payment before manufacturing begins, our advanced payment mortgage can help. Access upfront funding, plus all the benefits of our sustainable lending approach.

Daring to be Different

Off-site homes are changing the way people build — and we’re right behind the movement. By supporting innovative suppliers and modern construction methods, we help bring high‑performance, low‑impact homes to life.

We look beyond tick boxes. We take time to understand your project, your supplier, and the sustainable outcomes you’re aiming for. Whether you need standard or advanced stage payments, our mortgages are designed to support the way off-site construction works.

Because doing things differently is how better homes get built.

Proudly an Ethical Consumer Best Buy for mortgages and rated ‘Excellent’ on Trustpilot and Smart Money People.

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