Archives: Faq

Holds our products and product specific data

Looking after someone’s affairs

How do I register a Power of Attorney (POA) or deputy with Ecology?

  • Fill in our registration form and return it to us together with the original POA document or a certified copy. We will also need proof of the attorneys address if they aren’t an Ecology member themselves.
  • We will set the attorney up including online access and return the documents.
  • We will send confirmation of the registration by post.

What documents do I need to provide?

You will need to send us the Power of Attorney document or a certified copy of the document. You will also need to send us proof of identification.

What identification will I need to provide?

You will need to supply us with two pieces of identification. The easiest way to prove identification is by allowing us to run an electronic identity search. You can give us permission using the consent to electronic search form.

Alternatively you can send two forms of identification. The documents that we accept are listed in the proving your identity form.

What happens once I have registered as a POA or Deputy?

We will write to you and let you know that you can now access the accounts and give you details of how to do this.

How do I register to view the savings account online?

You can register to view the savings account online here Online registration page. Please note you will register in your name to view the donors account.

Can I operate the account online as POA?

Powers of Attorney can view savings account(s) online but they cannot make any withdrawals. This must be done by post or telephone.

What’s the difference between a Lasting Power of Attorney, Enduring Power of Attorney, a Deputy?

Lasting Power of Attorney (LPA): a legal document that lets you appoint one or more people to help you make decisions or make decisions on your behalf. There are two types of LPA:

  • health and welfare
  • property and financial affairs

You must have mental capacity when you make your LPA.

Enduring Power of Attorney (EPA): EPAs have been replaced by LPAs but can still be used if you have one. An EPA is a legal document that lets you appoint one or more people to help you make decisions or make decisions on your behalf. EPAs only cover property and financial matters.

Deputies: A deputy is appointed by the Court of Protection if an individual does not have mental capacity (cannot make decisions for themselves). There are two types of deputyship:

  • Personal welfare, where you make decisions about their medical treatment and care
  • Property and financial affairs where you can make decisions about their money and property.

If you’re appointed as a deputy the court order will say what you can and can’t do.

Eligibility Requirements

  • We’ll lend based on a full affordability assessment and at a maximum Loan To Value of 80%.
  • Applicants must be aged 18 years or over. The mortgage is only available to UK residents.
  • A maximum mortgage term of 30 years is available (subject to eligibility).
  • Mortgages are available on a repayment, interest only or part (repayment) and part (interest only) subject to eligibility.
  • The property must have a minimum EPC rating of 85 or higher to be eligible for this product. If the property is a new build in development, please provide a copy of the predicted energy assessment.
  • If the property is built in the last 10 years, the property must have an acceptable build warranty (subject to eligibility).
  • The mortgage is available for non-standard construction types (for example, timber frame or clad) providing the property complies with the Society’s requirements.
  • This product is only available for houses, not flats.
  • This product is available to all property located in the UK.
  • This product is not eligible for C-Change Discounts.
  • Builder Gifted Deposits and Incentives are not accepted.
  • The Eco Reward Mortgage is only available for existing Ecology Members who qualify for the product under our eligibility criteria.

About Silsden Town Hall

Silsden Town Hall is in the heart of the village where Ecology is based, and is home is Silsden Library. The Town Hall and library are run as a community asset, having been saved by the community group, The Friends of Silsden Town Hall, in 2017 when the building was threatened with closure.

 

 

Schedule

2.30pm – Light refreshments at our Head Office

3.30pm – Transport available to Silsden Town Hall

4pm – Annual General Meeting including Ask the Directors

6pm – AGM closes

How to get there

Silsden Town Hall is in the centre of the village where Ecology is based.

The Town Hall can be found in Kirkgate, Silsden BD20 0AJ, about 10 minutes’ walk from our Head Office. We encourage our Members to travel to our events by public transport if possible.

If you're joining us before the AGM, our office is at Ellis House, 7 Belton Road, Silsden BD20 0EE. The nearest railway station is Steeton & Silsden, which is about a mile from our Head Office. For train information and timetables, visit the National Rail website.

The station is on the opposite side of the busy A629 dual carriageway so we have arranged a shuttle minibus service. This will run between 2pm and 3.45pm to bring Members into Silsden, to our Head Office and to Silsden Town Hall, depending on their time of arrival.

The shuttle service will be available to take Members back to Steeton & Silsden station after the AGM.

If travelling by bus, routes 62, 66, 862 and 903 serve the centre of Silsden from the surrounding area. Find out more about public transport options, including route maps and a journey planner, at:  West Yorkshire Metro website.

A limited amount of parking is available at our Head Office. The nearest parking to Silsden Town Hall is a public car park (pay and display), opposite the building on Kirkgate. There is no on-street parking nearby.

Please click the image to open in Google Maps:

Ecology AGM 2025 is held at Silsden Town Hall

 

 

How to vote

Voting is your chance to shape how your Society is run. Vote in a way that suits you – online, by post, or in person at our AGM – and the voting process is quick and easy.

As an eligible Member, you will receive an AGM voting pack via post or email.  The pack also contains our Annual Review and Notice of AGM which includes information relating to AGM resolutions.

Simply visit ecology2025.ukeballot.uk to vote online; or scan the QR code on your paper proxy voting form. Alternatively, you can complete the voting form in your AGM voting pack and post it back to us, free of charge.

This year’s voting will be administered by UK Engage, a leading election services provider.

We’ll donate 50p to environmental charity Trees for Cities for every Member who votes online (20p for those voting by post). We’ll also donate £1 to if you choose to go paperless and receive future voting packs by email, which helps reduce our paper use.

Please ensure we receive your vote by 11.59pm on Monday 21 April 2025.

Register to attend our AGM

This year’s AGM takes place at Silsden Town Hall, Kirkgate, Silsden BD20 OAJ.

We’ll also be hosting the event online, so that more people can attend.

You can find out more and register to attend by visiting our dedicated Eventbrite page here. If you can’t register online, please contact us on 01535 650770 to reserve your place.

Why attend?

We're owned by our Members and put their interests first, so if you're a part of Ecology we want to hear what you think.

Our AGM is your opportunity to:

  • Meet the Ecology team and share your views on our work
  • Hear about our 2024 performance
  • Meet other Ecology Members in a friendly environment

15. Updates to this Privacy Notice

This Privacy Notice may be updated from time to time. This means we may send you an updated copy (depending on whether we are required to do that or not) or notify you of the changes.