Archives: Faq

Holds our products and product specific data

Schedule

4pm – Annual General Meeting including Ask the Directors

5.30pm – AGM closes

 

 

How to get there

Our new branch is at 44 Hannah Street, Porth, South Wales, CF39 9RA.

This is in the town centre, approximately five minutes’ walk from Porth railway station and the bus interchange. We encourage our Members to travel to our events by public transport if possible.

Rhondda Cynon Taf Council also provides information about public transport service in the local area.

For trains information and timetables, visit National Rail. Stagecoach is the main operator of buses serving Porth and Rhondda Cynon Taf.

The closest car parks to our branch are in Hannah Street (up to two hours’ parking) and a couple of minutes walk away at Porth Plaza (long stay).

Please click the image to open in Google Maps:

A Google map of Porth showing the proximity of 44 Hannah Street from the Porth train station

 

 

How to vote

Voting is your chance to shape how your Society is run. Vote in a way that suits you – online, by post, or in person at our AGM – and the voting process is quick and easy.

As an eligible Member, you will receive an AGM voting pack via post or email. The pack also contains our Annual Review and Notice of AGM which includes information relating to AGM resolutions.

Simply visit ecology2026.ukeballot.uk to vote online; or scan the QR code on your paper proxy voting form. Alternatively, you can complete the voting form in your AGM voting pack and post it back to us, free of charge, in the envelope provided.

This year’s voting will be administered by PIN, a leading election services provider.

Please ensure we receive your vote by 11.59pm on Monday 20 April 2026.

Register to attend our AGM

This year’s AGM takes place at our new branch at 44 Hannah Street, Porth CF39 9RA.

We'll also be hosting the event online, so that more people can attend.

You can find out more and register to attend by visiting our dedicated Eventbrite page. If you can’t register online, please contact us on 01535 650770 to reserve your place.

If you're planning to join us in person, please book your place by 15 April. This will help us with arrangements for the meeting.

Why attend?

We're owned by our members and run in their interests, so if you're a part of Ecology we want to hear what you think.

Our AGM is your opportunity to:

  • Meet the Ecology team and share your views on our work
  • Hear about our 2025 performance
  • Meet other Ecology members in a friendly environment

Eligibility Criteria

  • We’ll lend based on a full affordability assessment and at a maximum Loan to Value of 90% (repayment basis) and 75% (interest only).
  • Applicants must be aged 18 years or over. The mortgage is only available to UK residents.
  • A maximum mortgage term of 35 years is available (subject to eligibility).
  • Mortgages are available on a repayment, interest only or part (repayment) and part (interest only) subject to eligibility.
  • The property must have a minimum EPC rating of C or higher. If the property is a new build in development, please provide a copy of the predicted energy assessment.
  • If the property was built in the last 10 years, the property must have an acceptable build warranty (subject to eligibility).
  • The mortgage is available for non-standard construction types (for example, timber frame or clad) providing the property complies with the Society’s requirements.
  • This product is available to all property located in the UK.
  • Available for leasehold tenures (subject to criteria)
  • The property must have an acceptable co-housing lease (subject to criteria)
  • This product is not eligible for C-Change Discounts.
  • Builder Gifted Deposits and Incentives are not accepted.
  • This product is not eligible where the property is a discounted market sale home (DMSH).

What are Discounted Market Sale (DMS) Homes?

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How does the mortgage work?

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What is co-housing?

Co-housing is a form of community-led housing where residents live in private homes but share common facilities, such as kitchens, gardens, or meeting rooms. Co-housing communities are typically designed and managed by residents to encourage social interaction and mutual support.