Mortgage brochures

Residential interest rates and charges 

Current mortgage rates and charges

Commercial and community interest rates and charges 

Current commercial mortgage rates and charges

Information for existing borrowers

Information for borrowers with payment difficulties

Memorandum and Rules



Mortgage conditions

For any mortgages commencing prior to the effective dates shown on the documents below, please refer to the mortgage conditions sent with your mortgage offer. Duplicate copies can be sent to you on request.

Mortgage conditions (England & Wales)

Mortgage conditions (Northern Ireland)

Mortgage conditions (Scotland)

Please note we are making some changes to our mortgage conditions, which will come into effect on 1 April 2020. To see a summary of these changes, click here. You can view the new conditions using the following links:

Mortgage conditions (England & Wales) effective from 1 April 2020

Mortgage conditions (Northern Ireland) effective from 1 April 2020

Mortgage conditions (Scotland) effective from 1 April 2020