Savings accounts

We have a range of simple and transparent savings accounts that will make a positive environmental impact and a fair financial return.   We offer Easy Access, Foundations Cash ISA, 90-Day Notice and Regular Savings accounts.

 

Easy Access

A simple and transparent savings account, pay in and withdraw whenever needed, save up to £125,000 and receive the same interest rate whatever your balance. Also available to open on behalf of a child or in a child’s name.

A simple and transparent account for unrestricted access

Key details

Variable interest rate of 0.85% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment: £125,000
Withdrawal notice: None


Foundations Cash ISA

A simple and transparent Cash ISA account where you can pay in and withdraw whenever needed and save up to £20,000 this tax year.

A simple and transparent Cash ISA

Key details

Variable interest rate of 1.10% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment for the 2019/2020 tax year is £20,000
Withdrawal notice: None


90-Day Notice

A tiered long-term, variable rate savings account with a notice period of 90 days for withdrawals. Also available to open on behalf of a child or in a child's name.

A tiered long-term savings account

Key details

Variable interest rate of 1.00% to 1.45% gross* p.a./AER** depending on account balance
Minimum amount to open the account: £500
Maximum investment: £125,000
Withdrawal notice: 90 days


Regular Savings

A limited access monthly savings account, save between £25 to £250 a month via Direct Debit, up to a maximum of £3,000 per calendar year.  Also available to open on behalf of a child or in a child’s name.

A limited-access account for regular savers

Key details

Variable interest rate of 1.75% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment: £3,000 per calendar year
Withdrawal notice: none (restrictions apply)


*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

 

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Ecology Building Society was rated as an ethical Best Buy for our mortgages and savings accounts by Ethical Consumer magazine in its product guide rankings (in issue Jul / Aug 2016).
Ecology Building Society was rated as an ethical Best Buy for our mortgages, ISAs and savings accounts by Ethical Consumer magazine in its product guide rankings (May/June 2018 issue).

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UntitledYour eligible deposits with Ecology Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk | FSCS Information Sheet


Accounts not available for new applications

Accounts which are no longer available to open.  These continue to operate as usual for existing account holders.

View Accounts