In a child’s name

An account can be opened in a child’s name if a parent or relative makes an initial deposit from an account held in their name and includes a covering letter, confirming the money is being given to the child and how they are related.

Important note: If an account is to be opened in a child’s name, the child must understand how the account will operate and be able to sign their own name.

The application should be accompanied by three items:

• A photocopy of the child’s birth certificate
• A photocopy of the child’s passport, medical card, school/college ID card or bus/train pass
• An original letter from the child’s school/college, doctor or dentist specifically referring to the child.

On behalf of a child (as a trustee)

An account can be opened by a parent or relative as a trustee for a child if the parent or relative makes an initial deposit from an account held in their name. Applicants (the parents or relatives) must each have their identity verified as specified for individual’s identification requirements. The application should be accompanied by a photocopy of the child’s birth certificate.