Archives: Faq

Holds our products and product specific data

How to apply if you are under 18 years old

Young person (16-17 years old)

An account can be opened by a young person aged 16-17 years with a cheque or a payment from an account in their name. You must complete an application form and send it to us. See the section on 'How to apply below'.

Alternatively, a parent/guardian or relative can open an account on the behalf (and in the name of a young person (16-17 years old) with either:

  • a cheque (drawn on their own personal current account);
  • a bank or building society cheque (supported by an investment account statement); or
  • a bank transfer.

A covering letter that confirms the relation to the young person and declares that the money will indeed be used by the young person must also be provided during the application. We will need to verify the identity and address of the young person. For details of how this is done, please read the Savings account identification leaflet.

Child (under 16 years old)

An account can be opened by a parent/guardian or relative as a trustee for a child under the age of 16 years if the parent/guardian or relative makes an initial deposit from an account held in their name.

Applicants (the parents/guardians or relatives) must each have their identity verified in accordance with the information provided in the Savings account identification requirements leaflet. Birth/Adoption certificate (original only), NHS Medical Card or National Insurance notification letter must also be provided during application.

How to apply for a 90-Day Notice account

Step 1.
Please read all the documents on the right before applying

Step 2.
Tick to download a 90-Day Notice account application form

Step 3.
Post your application form to us - please note, scanned copies are not accepted

Please note our identification requirements
list in case we request more information 

Please read these leaflets and tick to download the application

90-Day Notice account application

How to apply if you are under 18 years old

Young person (16-17 years old)

An account can be opened by a young person aged 16-17  years with a cheque or a payment from an account in their name. You must complete an application form and send it to us. See the section on 'How to apply below'.

Alternatively, a parent/guardian or relative can open an account on the behalf (and in the name of a young person (16-17 years old) with either:

  • a cheque (drawn on their own personal current account);
  • a bank or building society cheque (supported by an investment account statement); or
  • a bank transfer.

A covering letter  that confirms the relation to the young person and declares that the money will indeed be used by the young person must also be provided during the application. We will need to verify the identity and address of the young person. For details of how this is done, please read the Savings account identification leaflet.

Child (under 16 years old)

An account can be opened by a parent/guardian or relative as a trustee for a child under the age of 16 years if the parent/guardian or relative makes an initial deposit from an account held in their name.

Applicants (the parents/guardians or relatives) must each have their identity verified in accordance with the information provided in the Savings account identification requirements leaflet. Birth/Adoption certificate (original only), NHS Medical Card or National Insurance notification letter must also be provided during application.

How to apply for a 90-Day Notice account

Step 1.
Please read all the applicable leaflets before applying

Step 2.
Tick to download a 90-Day Notice account application form

Step 3.
Post your application form to us - please note, scanned copies are not accepted

Please refer to our identification requirements
list in case we request more information 

Please read these leaflets and tick to download the application

90-Day Notice account application

Open a 90-Day Notice savings account for a young person (16-17 years) or on behalf of a child

Young person (16-17 years old)

An account can be opened by a young person aged 16 or 17 with a cheque or a payment from an account in their name.

Alternatively, a parent or relative can provide:

  • a cheque (drawn on their own personal current account);
  • a bank or building society cheque (supported by an investment account statement from the relevant bank or building society); or
  • a bank transfer from an account.

A covering letter must also be provided confirming the money is being given to the young person and how they are related.

We will need to verify the identity and address of the young person.  For details of how this is done, please read the Savings account identification requirements leaflet.

Child (under 16 years old)

An account can be opened by a parent or relative as a trustee for a child of any age if the parent or relative makes an initial deposit from an account held in their name. Applicants (the parents or relatives) must each have their identity verified in accordance with the information provided in the Savings account identification requirements leaflet specified for individual’s identification requirements. The application should be accompanied by a Birth/Adoption certificate (original only), NHS Medical Card or National Insurance notification letter.

Our 90-Day Notice savings account is available only to existing Ecology members (child or trustee) who have continued to be members since 7 February 2020.

Our activism promotes a fair and sustainable future

Environmental Goals

Creating Impact

Our mortgages fund the construction and renovation of sustainable buildings, for residential and commercial projects. We reward energy efficiency through our C-change discounts applied to the mortgage interest rate.
Our offices are ecological and carbon neutral.

Our Targets
50%
Emissions intensity (CO2/m2) for new build properties
50%
Emissions intensity (CO2/m2) for renovated properties
30%
of new build properties achieving EPC A or above
30%
of renovated properties achieving EPC C or above
40%
of properties with low embodied carbon
60%
of properties with low carbon heating
Find out how we’ve achieved lorem ipsum dolor sit amet by viewing our Case Studies page lorem ipsum.

Our inclusive community of members creates positive impact

Environmental Goals

Creating Impact

Our mortgages fund the construction and renovation of sustainable buildings, for residential and commercial projects. We reward energy efficiency through our C-change discounts applied to the mortgage interest rate.
Our offices are ecological and carbon neutral.

Our Targets
50%
Emissions intensity (CO2/m2) for new build properties
50%
Emissions intensity (CO2/m2) for renovated properties
30%
of new build properties achieving EPC A or above
30%
of renovated properties achieving EPC C or above
40%
of properties with low embodied carbon
60%
of properties with low carbon heating
Find out how we’ve achieved lorem ipsum dolor sit amet by viewing our Case Studies page lorem ipsum.

Our lending increases innovation in sustainable construction and materials

Environmental Goals

Creating Impact

Our mortgages fund the construction and renovation of sustainable buildings, for residential and commercial projects. We reward energy efficiency through our C-change discounts applied to the mortgage interest rate.
Our offices are ecological and carbon neutral.

Our Targets
50%
Emissions intensity (CO2/m2) for new build properties
50%
Emissions intensity (CO2/m2) for renovated properties
30%
of new build properties achieving EPC A or above
30%
of renovated properties achieving EPC C or above
40%
of properties with low embodied carbon
60%
of properties with low carbon heating
Find out how we’ve achieved lorem ipsum dolor sit amet by viewing our Case Studies page lorem ipsum.

Our lending creates community-led housing and community-oriented buildings

Environmental Goals

Creating Impact

Our mortgages fund the construction and renovation of sustainable buildings, for residential and commercial projects. We reward energy efficiency through our C-change discounts applied to the mortgage interest rate.
Our offices are ecological and carbon neutral.

Our Targets
50%
Emissions intensity (CO2/m2) for new build properties
50%
Emissions intensity (CO2/m2) for renovated properties
30%
of new build properties achieving EPC A or above
30%
of renovated properties achieving EPC C or above
40%
of properties with low embodied carbon
60%
of properties with low carbon heating
Find out how we’ve achieved lorem ipsum dolor sit amet by viewing our Case Studies page lorem ipsum.

Our lending and business activities promote responsible management of natural resources

Environmental Goals

Creating Impact

Our mortgages fund the construction and renovation of sustainable buildings, for residential and commercial projects. We reward energy efficiency through our C-change discounts applied to the mortgage interest rate.
Our offices are ecological and carbon neutral.

Our Targets
50%
Emissions intensity (CO2/m2) for new build properties
50%
Emissions intensity (CO2/m2) for renovated properties
30%
of new build properties achieving EPC A or above
30%
of renovated properties achieving EPC C or above
40%
of properties with low embodied carbon
60%
of properties with low carbon heating
Find out how we’ve achieved lorem ipsum dolor sit amet by viewing our Case Studies page lorem ipsum.