When your renovation is complete

Our Standard Variable Rate applies until we receive evidence that the Energy Standard rating required has been achieved and, if applicable, work has been completed. Once your renovation is complete, you need to provide a copy of the final Energy Performance Certificate (EPC).
A discount of 0.25% will apply to our Standard Variable Rate for every grade improvement in your home’s EPC rating and the discount will be applied to all your mortgage balance.

How we work out your Variable Mortgage Rate:
Standard Variable Rate (SVR) minus C-Change retrofit discount = Variable Mortgage Rate