Stay Safe from Scams: Don’t Let Fraudsters Catch You Out

Fraudsters are constantly evolving their tactics to trick people out of their money. One of the most damaging types of fraud right now is Authorised Push Payment (APP) fraud, where you’re deceived into sending money to someone you believe is genuine.

How Does APP Fraud Work?

Scammers impersonate trusted individuals or organisations – such as your bank, a supplier, or even a family member – and create a sense of urgency to pressure you into acting quickly. This can lead to hasty decisions and costly mistakes.

Common Types of APP Fraud:

• Impersonation Fraud
  Pretending to be from your bank, building society, or another trusted authority.
• Invoice Fraud
  Faking invoices from known businesses and asking for payment to a different account.
• Romance Scams
  Building a fake online relationship to gain your trust and then request money.
• Investment Fraud
  Promoting fake investment schemes that promise high returns but are designed to steal your money.

How Can You Protect Yourself?

Pause and Verify

Take a moment before making any payment. Contact the person or business using a trusted method to confirm the request.

Be Wary of Unexpected Requests

Scammers often use urgency to pressure you. If something feels off, it probably is.

Double-Check Payment Details

Use a separate method to confirm bank details. Fake invoices and account changes are common tactics.

Report Suspicious Activity

If you think you’ve been targeted, contact your bank or building society immediately. They can help stop further payments and investigate.

Need Scam Safety Help or Advice?

Visit Take Five – a national campaign offering clear, impartial advice to help you spot and stop fraud.

If you think you’ve been a victim of fraud or a scam, please contact us:

Email: [email protected]

Tel: 01535 650770