Savings accounts

We have a range of simple and transparent savings accounts that will make a positive environmental impact and a fair financial return.   We offer Easy Access, 35-Day Notice and Regular savings accounts.  There is a maximum total investment of £500,000 per member. Limits also apply to each account type.

Easy Access

A simple and transparent savings account, pay in and withdraw whenever needed, save up to £500,000 and receive the same interest rate whatever your balance. Also available to open in a young person's name or on behalf of a child.

A simple and transparent account for unrestricted access

Key details

Current variable interest rate of 3.15% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment: £500,000
Withdrawal notice: None


Ecology Cash ISA

A simple and transparent Cash ISA where you can pay in and withdraw whenever needed and save up to £20,000 this tax year.

A simple and transparent Cash ISA

Key details

Current variable interest rate of 4.00% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment for the 2023/2024 tax year is £20,000
Withdrawal notice: None


35-Day Notice

A medium-term variable rate savings account with a notice period of 35 days for withdrawals. Also available to open in a young person's name or on behalf of a child.

A  medium-term savings account

Key details

Current variable interest rates of 4.10% gross* p.a./AER** 
Minimum amount to open the account: £500
Maximum investment: £500,000
Withdrawal notice: 35 days


Regular Savings

A limited access monthly savings account, save between £10 to £250 a month up to a maximum of £3,000 per calendar year.  Also available to open in a young person's name or on behalf of a child.

A limited-access account for regular savers

Key details

Current variable interest rate of 3.75% gross* p.a./AER**
Minimum amount to open the account: £10
Maximum investment: £250 per month
Maximum withdrawals per annum: 2
Notice required: none


*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

 

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Ecology Building Society was rated as an ethical Best Buy for our mortgages and savings accounts by Ethical Consumer magazine in its product guide rankings (in issue Jul / Aug 2016).
Rated as an ethical Best Buy for our mortgages and savings

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UntitledYour eligible deposits with Ecology Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. Download the FSCS leaflet for further details or visit www.fscs.org.uk | FSCS Information Sheet


Accounts not available for new applications

Accounts which are no longer available to open.  These continue to operate as usual for existing account holders.

View Accounts