Specialists in Self-build Mortgages

As self-build specialists, we welcome non-standard construction types like timber clad and frame. And we’ll reward you for building an energy efficient home, with our C-Change mortgage rate discount.  

Your home may be repossessed if you do not keep up repayments on your mortgage.  

 

Feel good about regular savings

Saving regularly has been proven to boost your wellbeing — and when you save with Ecology, you can feel even better knowing your ethical savings are helping drive positive change.

Commercial, Community and Charity Mortgages

We specialise in lending to charities, co-housing, and community groups, as well as small-scale housing developers seeking to build or renovate residential properties, and businesses that promote sustainability.  

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage.

Easy access savings with ethical impact

Enjoy easy access, a fair rate and peace of mind that your money supports sustainable homes, not harmful industries.

Take notice of where your money goes

Show the world that you take notice of where your money goes with our ethical and competitive 35-Day Notice account.

We're an Ethical Best Buy for Mortgages and Savings

We’ve Topped Ethical Consumer’s Mortgage and Savings Best Buy Tables, with a perfect ‘Ethiscore’ of 100 across both categories.

Saving with Ecology

74% of UK savers want their money to have a positive impact on the environment and society.

With Ecology, you’re in good hands. By saving with us, you’re helping to fund projects across the UK that are good for people and good for the planet. And with competitive rates, they’re good for you too.

Our Savings range has everything you need, including a 35-Day Account, an Easy Access account and a Regular Saver. We also provide a Cash ISA and can even accept transfers in from your other ISA accounts.

Ecology Mortgages

At Ecology, we provide mortgages that have a positive impact on people and our planet.

We offer Residential and Commercial Mortgages, and we specialise in the unusual, often taking on many projects that others won’t.

Our Residential range offers mortgages for eco-friendly self builds, renovations, and refurbishments – and more. We also reward you for creating an energy efficient home with our C-Change discount. 

Our Commercial range includes community-led housing mortgages and mortgages for charities, community groups, housing developers – and more.

Click here if you’re an intermediary.

Our Memberships, Awards and Accreditations

Ecology Hub

Welcome to the Ecology Hub, the heart of our commitment to sustainability and innovation. We believe in more than just financial transactions; we believe in making a positive impact on the environment and communities we serve. This hub is designed to be your central go-to for all things related to Ecology, sustainable renovation, self build projects and responsible savings.

Savings

Minimise Your Impact: How To Save More Ethically.

Renovation

Discover Sustainable Renovation: Transform Your Space Responsibly.

Self Build

Embark on Your Self-Build Adventure: Constructing Your Dream Home, Sustainably.