20. What are your rights under data protection laws?

Your right to privacy is important to us. When you share your details with us, we want you to be confident that we will take reasonable steps to keep your data secure, and we will only use or share it in ways that we have set out in this notice.

Below is a list of the rights that all individuals have under data protection laws. They do not apply in all circumstances. If you wish to exercise any of them we will explain at that time if they are engaged or not.

  • The right to be informed about the processing of your personal information;
  • The right to have your personal information corrected if it is inaccurate and to have incomplete personal information completed (the ‘right to rectification‘);
  • The right to object to the processing of your personal information;
  • The right to restrict processing of your personal information;
  • The right to have your personal information erased (the ‘right to be forgotten’);
  • The right to request access to your personal information and to obtain information about how we process it;
  • The right to move, copy or transfer your personal information (‘data portability’); and
  • Rights in relation to automated decision making which has a legal effect or otherwise significantly affects you.

You have the right to complain to the Information Commissioner’s Office which enforces data protection laws: ico.org.uk. For more details on all of the above rights, you can contact our Data Protection Officer

If you wish to exercise any of these rights against the Credit Reference Agencies, the Fraud Prevention Agencies, or a broker or other intermediary who is data controller in its own right, you should contact them separately.