This includes:

• Your financial details e.g. your salary and details of other income, other assets and investments, details of your savings, details of your expenditure, and details of account(s) held with other providers if you pay your mortgage from those account(s);
• Details of your existing borrowings and loans;
• Personal information about you and your credit history which we obtain from credit reference agencies including data which originates from Royal Mail (UK postal addresses), local authorities (electoral roll), the insolvency service, Companies House, other lenders and providers of credit (who supply data to the CRAs) and court judgments, decrees and administration orders made publicly available through statutory public registers (see the ‘How do we share your information with fraud prevention agencies?’ section below);
• Information about your employment status including length of service and background, skills and experience, whether you are employed, self‑employed, retired or receive benefits;
• Information about any external directorships or trustee roles that you hold;
• Information about your occupier status, such as whether you are a tenant including landlord name and address (if applicable), live with parents or are an owner occupier of the property in which you live at the time of your application;
• Information which is relevant for your residency and/or citizenship status, such as your nationality, your length of residency in the UK and/or whether you have the permanent right to reside in the UK;
• Your marital status, family, lifestyle or social circumstances if relevant to the mortgage product (e.g. the number of dependents you have and their ages); and
• Source of funds for any over payments.