If you make a joint application (e.g. with your spouse, partner or family member), we will also collect the personal information mentioned above about that person. If you look now at the ‘What are the legal grounds’ section (below) you will see reference to consent and a description of some limited scenarios where it may be relevant to what we do with personal information. If we ask you to obtain consent from the joint applicant (such as for marketing) you should do that using the consent capture mechanism that we give or make available to you on the application form for that purpose.

If there is somebody who has authority to deal with your affairs, that person will see this privacy notice when we make contact with him/her directly.