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Eligibility Criteria

Eligibility Criteria

We’ll lend based on a full affordability assessment and at a maximum Loan to Value of 90% (repayment basis) and 75% (interest only).
Applicants must be aged 18 years or over. The mortgage is only available to UK residents.
A maximum mortgage term of 35 years is available (subject to eligibility).
Mortgages are available on a repayment, interest only or part (repayment) and part (interest only) subject to eligibility.
The property must have a minimum EPC rating of C or higher. If the property is a new build in development, please provide a copy of the predicted energy assessment.
If the property was built in the last 10 years, the property must have an acceptable build warranty (subject to eligibility).
The mortgage is available for non-standard construction types (for example, timber frame or clad) providing the property complies with the Society’s requirements.
This product is available to all property located in the UK.
Available for leasehold tenures (subject to criteria)
The property must have an acceptable co-housing lease (subject to criteria)
This product is not eligible for C-Change Discounts.
Builder Gifted Deposits and Incentives are not accepted.

Your eligible deposits with Ecology Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Download the FSCS leaflet for further details or visit www.fscs.org.uk | FSCS Information Sheet

Get in touch

- If you're enquiring about a mortgage, fill out this form and one of our team will get back to you as soon as possible. *Required information
- If you're enquiring about a mortgage, fill out this form and one of our team will get back to you as soon as possible. *Required information
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