Ecology Hub

Home
Faq
Eligibility Requirements

Eligibility Requirements

We’ll lend based on a full affordability assessment and at a maximum Loan To Value of 80%.
Applicants must be aged 18 years or over. The mortgage is only available to UK residents.
A maximum mortgage term of 30 years is available (subject to eligibility).
Mortgages are available on a repayment, interest only or part (repayment) and part (interest only) subject to eligibility.
The property must have a minimum EPC rating of 85 or higher to be eligible for this product. If the property is a new build in development, please provide a copy of the predicted energy assessment.
If the property is built in the last 10 years, the property must have an acceptable build warranty (subject to eligibility).
The mortgage is available for non-standard construction types (for example, timber frame or clad) providing the property complies with the Society’s requirements.
This product is only available for houses, not flats.
This product is available to all property located in the UK.
This product is not eligible for C-Change Discounts.
Builder Gifted Deposits and Incentives are not accepted.

Your eligible deposits with Ecology Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Download the FSCS leaflet for further details or visit www.fscs.org.uk | FSCS Information Sheet

Get in touch

- If you're enquiring about a mortgage, fill out this form and one of our team will get back to you as soon as possible. *Required information
- If you're enquiring about a mortgage, fill out this form and one of our team will get back to you as soon as possible. *Required information
- First name*
- Surname*
- Phone number*
- Region*
- Website*
- Job title
  (If applicable)
- Organisation name
  (If applicable)
- Email address*
- Please tell us what you're enquiring about?*
  - Residential mortgages
  - Community and business mortgages
  - Savings
- Enquiry type*
- Enquiry type*
- Enquiry type*
- Your message*
- Tell us about your project*
- Tell us about the property you’d like to remortgage or purchase*
- How much would you like to borrow?*
  Please enter a number less than or equal to 750500.
- How much would you like to borrow?*
  Please enter a number from 0 to 2000000.
- We'll only use your details to respond to your enquiry and for legal/regulatory obligations. Your information will never be used for marketing purposes, unless you have requested this.
  
  Keep in touch with us
- Keep in touch with us
  Yes, I would like to receive marketing communications from Ecology Building Society, including information about its products and services.
- Keep in touch with us method
  I would like to be contacted via:
  - Email
  - Telephone
- Like-minded organisations
  Yes, I would like to receive marketing communications about like-minded organisations.
- Like-minded organisations method
  I would like to be contacted via:
  - Email
  - Telephone
- Google CAPTCHA
X/Twitter
This field is for validation purposes and should be left unchanged.