Young person (16-17 years old)

An account can be opened by a young person aged 16-17 years with a bank transfer from an account in their name. You must complete an application form and send it to us. See the section on 'How to apply' below.

Alternatively, a parent, guardian or relative can open an account in the name of a young person (16-17 years old) on their behalf, with a bank transfer.

A covering letter that confirms the relation to the young person and declares that the money will be used by the young person must also be provided during the application. We will need to verify the identity and address of the young person. For details of how this is done, please read the Savings Account Identification document.

Child (under 16 years old)

An account can be opened by a parent, guardian or relative as a trustee for a child under the age of 16 years, by making an initial deposit from an account held in their name.

Applicants (parents, guardians or relatives, and the child) must have their identity verified in accordance with the information provided in the Savings Account Identification Requirements document. A birth or adoption certificate (original only), NHS Medical Card or National Insurance notification letter must also be provided during application.