- We’ll lend based on a full affordability assessment and at a maximum Loan To Value of 80%.
- Applicants must be aged 18 years or over. The mortgage is only available to UK residents.
- A maximum mortgage term of 30 years is available (subject to eligibility).
- Mortgages are available on a repayment, interest only or part (repayment) and part (interest only) subject to eligibility.
- The property must have a minimum EPC rating of 85 or higher to be eligible for this product. If the property is a new build in development, please provide a copy of the predicted energy assessment.
- If the property is built in the last 10 years, the property must have an acceptable build warranty (subject to eligibility).
- The mortgage is available for non-standard construction types (for example, timber frame or clad) providing the property complies with the Society’s requirements.
- This product is only available for houses, not flats.
- This product is available to all property located in the UK.
- This product is not eligible for C-Change Discounts.
- Builder Gifted Deposits and Incentives are not accepted.
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