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For new builds and existing energy efficient homes: C-Change sustainable homes discount

Our C-Change sustainable homes discount applies to new and existing energy efficient homes and extensive retrofits using the Passivhaus EnerPHit methodology. Once your build is complete, you need to provide an Energy Standard certificate and Architect/Building Control certificate for us to apply the Sustainable C-Change discount. The discount is applied from the date we receive all the required documentation and is based on the Energy Standard rating the property achieves.

 

Energy StandardRatingsSVR (Standard Variable Rate)Discount %Variable Mortgage Rate
PassivhausPassivhaus6.29%1.50%4.79%. The overall cost for comparison is 5.00% APRC
PassivhausPHPP Modelled6.29%0.75%5.54%. The overall cost for comparison is 5.80% APRC
Energy Performance Certificate (EPC)A (SAP rating 110+) (++)6.29%1.25%5.04%. The overall cost for comparison is 5.20% APRC
Energy Performance Certificate (EPC)A (SAP rating 100-109) (+)6.29%1.00%5.29%. The overall cost for comparison is 5.50% APRC
Energy Performance Certificate (EPC)A (SAP rating 92-99)6.29%0.75%5.54%. The overall cost for comparison is 5.80% APRC
Energy Performance Certificate (EPC)B (SAP rating 88-91)6.29%0.50%5.79%. The overall cost for comparison is 6.00% APRC
Association for Environment Conscious Building (AECB)AECB CarbonLite Building Standard6.29%1.00%5.29%. The overall cost for comparison is 5.50% APRC

How to apply if you are under 18 years old

Young person (16-17 years old)

An account can be opened by a young person aged 16 or 17 with a bank transfer from an account in their name.  You must complete an application form and send it to us. See the section on 'How to apply' below.

Alternatively, a parent/guardian can open an account on the behalf (and in the name) of a young person (16-17 years old) with a bank transfer.

A covering letter that confirms the relation to the young person and declares that the money will indeed be used by the young person must also be provided during the application.  We will need to verify the identity and address of the young person. For details of how this is done, please read the Savings Account Identification Requirements document.

Child (under 16 years old)

An account can be opened by a parent/guardian or relative as a trustee for a child under the age of 16 if the parent/guardian or relative makes an initial deposit from an account held in their name.

Applicants (the parents/guardians or relatives) must have their identity verified in accordance with the information provided in the Savings Account Identification Requirements document. Birth/Adoption certificate (original only), NHS Medical Card or National Insurance notification letter must also be provided during application.

How to apply for a Regular Savings account

Step 1.
Please read all the documents on the right before applying

Step 2.
Tick the box to download the Regular Savings application form

Step 3.
Post your Regular Savings application form to us - please note, scanned copies are not accepted

Please note our identification requirements
list in case we request more information 

Please read these documents and tick the box below to download the application form.

Regular Savings application

How to apply if you are under 18 years old

Young person (16-17 years old)

An account can be opened by a young person aged 16-17 years with a cheque or bank transfer from an account in their name.  You must complete an application form and send it to us.  See the section on 'How to apply' below.

Alternatively, a parent/guardian or relative can open an account on the behalf (and in the name) of a young person (16-17 years old) with either:

    • a cheque (drawn on their own personal current account);
    • a bank or building society cheque (supported by an investment account statement); or
    • a bank transfer.

A covering letter that confirms the relation to the young person and declares that the money will indeed be used by the young person must also be provided during the application. We will need to verify the identity and address of the young person. For details of how this is done, please read the Savings account identification leaflet.

 

How to apply for an Ecology Cash ISA account

Step 1.
Please read all the documents on the right before applying

Step 2.
Tick the box to download the Ecology Cash ISA application form

Step 3.
Post your Ecology Cash ISA application form to us - please note, scanned copies are not accepted

Please note our identification requirements
list in case we request more information 

How to apply if you are under 18 years old

Young person (16-17 years old)

An account can be opened by a young person aged 16-17 years with a bank transfer from an account in their name.  You must complete an application form and send it to us.  See the section on 'How to apply' below.

Alternatively, a parent/guardian or relative can open an account on the behalf (and in the name of a young person (16-17 years old) with a bank transfer.

A covering letter that confirms the relation to the young person and declares that the money will indeed be used by the young person must also be provided during the application. We will need to verify the identity and address of the young person. For details of how this is done, please read the Savings Account Identification document.

 

Child (under 16 years old)

An account can be opened by a parent/guardian or relative as a trustee for a child under the age of 16 years if the parent/guardian or relative makes an initial deposit from an account held in their name.

Applicants (the parents/guardians or relatives) must have their identity verified in accordance with the information provided in the Savings Account Identification Requirements document. Birth/Adoption certificate (original only), NHS Medical Card or National Insurance notification letter must also be provided during application.

 

How to apply for an Easy Access account

Step 1.
Please read all the documents on the right before applying

Step 2.
Tick the box to download the Easy Access application form

Step 3.
Post your Easy Access application form to us - please note, scanned copies are not accepted

Please note our identification requirements
list in case we request more information 

Please read these documents and tick the box below to download the application form

Easy Access application

How to vote

It’s very important to us that as many members as possible take up their opportunity to vote – it’s what makes us a democratic Society. You can vote in the way that suits you - online, by post, or at our AGM.

All eligible members will have received an AGM voting pack via post or email.  The pack also contains our Annual Review and Notice of AGM which includes information relating to AGM resolutions.

This year’s voting will be administered by Civica Election Services (CES), the UK’s leading provider of independent election services.

Voting online is straightforward and could save you time. Simply visit cesvotes.com/ecology22 to vote online; or scan the QR code on your paper proxy voting form. Alternatively, you can complete the voting form in your AGM voting pack and post it back to us, free of charge.

We’ll donate 50p to environmental charity Trees for Cities for every member who votes online (20p for those voting by post). We’ll also donate £1 to if you choose to go paperless and receive future voting packs by email, which helps reduce our paper use.

Please ensure we receive your vote by 5.00 pm on  Wednesday 27 April 2022.

Election statements

Andrew John Gold

Andrew is a qualified chartered accountant who also holds a treasury qualification and an in-depth knowledge of financial risk management and governance. He has spent most of his career working in retail financial services, primarily building societies. In May 2014 Andrew was appointed as a Non- Executive Director (NED) and Chief Risk Officer for the Society.

Since first joining Ecology, Andrew has been committed to our ecological mission and uses his experience to ensure the Society maintains a focus on good outcomes for all its members whilst continuing to be a thriving, sustainable organisation striving to achieve its core values and ethos at all times.

In addition, Andrew is the NED Chair of the Airedale NHS Foundation Trust, supports charitable initiatives as a Rotarian and is an active member of the Ramblers Association, campaigning for the countryside with a passion for walking.

 

Steven John Round

Steve believes passionately in creating a fairer society through values-based banking. Having worked with major financial institutions and start-ups in the UK and internationally, Steve launched the UK’s first cloud-based platform enabling homeless people to access banking services. He also founded SaaScada, providing credit unions and new banks with leading customer-facing banking services.

Previously Chair of The Big Issue Foundation and director at Unity Trust Bank, he is a director of Centenary Bank, which focuses on environmental lending and provision of banking services for financially excluded people. Steve’s wealth of knowledge, skills and enthusiasm reinforces our position as the leading financial services organisation in the climate change challenge.

He is due to retire by rotation at the AGM after serving nine years on the Board, six of which have been as the Chair. Steve is standing for re-election for a final term of one year.

Vincent Damian Smith

Vince was co-opted onto Ecology’s Board in 2017 and elected as a Non‑Executive Director at the AGM in April 2018. His experience includes 29 years in corporate treasury roles with FTSE 100 and 250 companies and 21 years as a trustee of an environmental charity, including eight years as its Chair.

He serves on the Risk, Audit, Compliance and Ethics (RACE) and Board Lending (BLC) committees. During 2020 he became Chair of the Development Strategy Planning committee, providing oversight to the development of the Society’s 2030 strategy.

Vince is keen for the Society to grow while honing its environmental and social ethos, and to see its mortgage products delivering quality energy-efficient homes to more socially disadvantaged groups and younger people.

How to apply if you are under 18 years old

Young person (16-17 years old)

An account can be opened by a young person aged 16-17 years with a cheque or bank transfer from an account in their name.  You must complete an application form and send it to us.  See the section on 'How to apply' below.

Alternatively, a parent/guardian or relative can open an account on the behalf (and in the name) of a young person (16-17 years old) with either:

    • a cheque (drawn on their own personal current account);
    • a bank or building society cheque (supported by an investment account statement); or
    • a bank transfer.

A covering letter that confirms the relation to the young person and declares that the money will indeed be used by the young person must also be provided during the application. We will need to verify the identity and address of the young person. For details of how this is done, please read the Savings account identification leaflet.

 

How to apply for an Ecology Cash ISA account

Step 1.
Please read all the documents on the right before applying

Step 2.
Tick the box to download the Ecology Cash ISA application and Direct Debit forms

Step 3.
Post your Ecology Cash ISA application and Direct Debit forms to us - please note, scanned copies are not accepted

Please note our identification requirements
list in case we request more information 

Please read these documents and tick the box below to download the application form