Grow your Savings Sustainably
Start afresh and align your savings with your values. With Ecology, your money helps to fund sustainable energy efficient homes, community projects and co-housing, not deforestation, weapons or gambling.
Easy access savings with ethical impact
Enjoy easy access, a fair rate and peace of mind that your money supports sustainable homes, not harmful industries.
Explore the Ecology Savings Hub
Your one-stop destination for all things sustainable savings. Discover inspiring stories, impactful projects funded by savers like you, and practical tips to make your money work for the planet. Ready to save for good? Let’s get started.
Meet Pauline: Your Guide to Sustainable Saving
Pauline Crawford, our Savings Product Manager, knows everything there is to know about ethical savings that tackle climate change. Download your free Ethical Savings Guide and discover how to start saving more sustainably today.
Why save with Ecology?
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Ethical savings that work for you and the planet
Your savings have the power to create real change. With our Ethical Savings Accounts, you’ll not only enjoy a fair return but also make a positive impact on the environment and communities across the UK. Whether you’re saving for a rainy day or planning for the future, choose from our range of ethical options, including Regular Savings, Easy Access, 35-Day Notice and our Ecology Cash ISA.
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Savings for good
When you save with Ecology, you’re helping to support projects that make a real difference. From community-led housing and energy-efficient home renovations to renewable energy developments and sustainable community projects, your money supports a greener, more sustainable future.
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What we don't fund
We believe in complete transparency about where your money goes – and where it doesn’t. By saving with us, you’ll never fund:- Fossil fuels
- Mining companies
- The arms trade
- Deforestation, including in the Amazon
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How we make a difference
At Ecology, we use your savings to lend exclusively to projects that align with our commitment to sustainability. You’ll always know how your money is working to create a better planet – from reducing carbon emissions to building energy-efficient homes. Explore inspiring stories and projects funded by savers like you in the Ecology Savings Hub.
Our Savings Accounts
Ecology Cash ISA
A simple and transparent Cash ISA
A simple and transparent Cash ISA where you can pay in and withdraw whenever needed and save up to £20,000 this tax year.
Key Details
Current variable interest rate
2.80%tax free p.a. / AER**
Minimum amount to open the account
£25
Maximum investment for 2025/2026
£20,000
Withdrawal notice
None
35-Day Notice
A medium-term savings account
A medium-term variable rate savings account with a notice period of 35 days for withdrawals. Also available to open in a young person’s name or on behalf of a child.
Key Details
Current variable interest rate
2.75%gross* p.a. / AER**
Minimum amount to open the account
£500
Maximum investment
£500,000
Withdrawal notice
35 Days
Easy Access
A simple and transparent account for unrestricted access
A simple and transparent savings account, pay in and withdraw whenever needed, save up to £500,000 and receive the same interest rate whatever your balance. Also available to open in a young person’s name or on behalf of a child.
Key Details
Current variable interest rate
2.30%gross* p.a. / AER**
Minimum amount to open the account
£25
Maximum investment
£500,000
Withdrawal notice
None
Regular Savings
A limited-access account for
regular savers
A limited access monthly savings account, save between £10 to £250 a month up to a maximum of £3,000 per calendar year. Also available to open in a young person’s name or on behalf of a child.
Key Details
Current variable interest rate
3.00%gross* p.a. / AER**
Minimum amount to open the account
£10
Maximum investment
£250per month
Withdrawal notice
None
Our Customer Projects
Crofts Court by Oxfordshire Community Land Trust
Project: Community-led housing
We caught up with Fran Ryan, one of the founding members of the Oxfordshire Community Land Trust to talk about their Crofts Court project that Ecology Building Society supported through the provision of a mortgage.
Jessie & George’s Story: Affordable People-Powered Housing
Project: Community-led housing
Andy & Lorna’s Story
Project: Renovation
Start Saving for Good Today
Join thousands of savers who are growing their money while supporting a greener, fairer future. Ready to make a difference? Explore our ethical savings accounts and find the one that’s right for you.
Our Awards and Accreditations
*We pay all savings interest gross, which means that no tax is deducted. It’s your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.
**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.
